ACED is committed to serving the needs of small business throughout Adams County. The demand for a variety of funding sources is increasing based on the differences of individual needs. By identifying key aspects of a business, this guide can aid in deciding which institution will best meet these needs. The lending institutions listed after each statement serves the stated market.

FEATURED
Adams County Microloan Fund
The Adams County Board of Commissioners, Adams County Economic Development (ACED), Colorado Enterprise Fund (CEF) and the North Metro Small Business Development Center have partnered to create the Adams County Microloan Fund with starting capital of $1 million, the largest in the metro area.  This program provides Adams County’s small businesses access to capital for those who have difficulty obtaining financing from traditional sources but are capable of repaying debt.

For more information about this program, click here.

 

Business is a Start-Up:

ACCION
Citywide Banks
Colorado Enterprise Fund
Colorado Lending Source
FirstBank
Valley Bank & Trust
Vectra Bank
Wells Fargo Bank

Interest in Asset Based Lending programs:

Centennial Bank & Trust
Colorado Business Bank
FirstBank
Vectra Bank
Wells Fargo Bank

Business needs financing specific to Disadvantaged Business Enterprises:

Centennial Bank & Trust
Wells Fargo Bank

Financial institutions offering Veteran Programs:

Citywide Banks
Community Banks of Colorado
Vectra Bank
Wells Fargo Bank

Business has Poor Credit:

ACCION
Colorado Enterprise Fund
Colorado Lending Source

Business is High-Risk (it operates within a high-risk industry or the risk of financial failure exists):

ACCION
Colorado Business Bank
Colorado Enterprise Fund
Colorado Lending Source
Mile High Community Loan Fund
Wells Fargo Bank

Business needs additional funding sources such as a Line of Credit:

ACCION
Centennial Bank & Trust
Citywide Banks
Colorado Business Bank
Colorado Enterprise Fund
Community Banks of Colorado
FirstBank
UMB Bank
Valley Bank & Trust
Vectra Bank
Wells Fargo Bank

Financial Institutions offering SBA products:

Centennial Bank & Trust
Citywide Banks
Colorado Business Bank
Colorado Enterprise Fund

Community Banks of Colorado
Colorado Housing and Finance Authority
Colorado Lending Source
FirstBank
UMB Bank
Valley Bank & Trust
Vectra Bank
Wells Fargo Bank

Business is a Government Contractor:

ACCION
Centennial Bank & Trust
Citywide Banks
Colorado Business Bank
Colorado Enterprise Fund
Colorado Lending Source
FirstBank
UMB Bank
Vectra Bank
Wells Fargo Bank

Funds needed to support working capital needs and capital expenditures:

ACCION
Centennial Bank & Trust
Citywide Banks
Colorado Business Bank
Colorado Enterprise Fund
Colorado Lending Source
Community Banks of Colorado
FirstBank
UMB Bank
Vectra Bank
Wells Fargo Bank

Business needs loan ranging from $200 – $25,000:

ACCION
Centennial Bank & Trust
Colorado Business Bank
Colorado Enterprise Fund
FirstBank
Valley Bank & Trust
Vectra Bank

Business needs loan ranging from $25,000 – $49,000:

ACCION
Centennial Bank & Trust
Colorado Business Bank
Colorado Enterprise Fund
FirstBank
Valley Bank & Trust
Vectra Bank

Business needs loan ranging from $50,000 – $99,000:

ACCION
Centennial Bank & Trust
Colorado Business Bank
Colorado Enterprise Fund
Colorado Lending Source
FirstBank
Mile High Community Loan Fund
Valley Bank & Trust
Vectra Bank

Wells Fargo Bank

Business needs loan ranging from $100,000 to $250,000:

ACCION
Centennial Bank & Trust
Colorado Business Bank
Colorado Enterprise Fund
Colorado Housing and Finance Authority
Colorado Lending Source
Community Banks of Colorado
FirstBank

Mile High Community Loan Fund
UMB Bank
Valley Bank & Trust
Vectra Bank

Wells Fargo Bank

Business needs loan ranging from $251,000 to $300,000:

ACCION
Centennial Bank & Trust
Colorado Business Bank
Colorado Housing and Finance Authority

Colorado Lending Source
Community Banks of Colorado
FirstBank

Mile High Community Loan Fund
UMB Bank
Valley Bank & Trust
Vectra Bank

Wells Fargo Bank

Business needs loan ranging from $301,000 and greater:

Centennial Bank & Trust
Colorado Business Bank
Colorado Housing and Finance Authority
Colorado Lending Source
Community Banks of Colorado
FirstBank

Mile High Community Loan Fund
UMB Bank
Valley Bank & Trust
Vectra Bank

Wells Fargo Bank

ACCION

Accion New Mexico • Arizona • Colorado provides loans to small business owners in the three states we serve. Getting a small business loan from Accion is a great way to build your credit history, jump-start your business, or purchase the equipment you need to move your business forward.

Accion clients have put their small business loans to work in many ways, but in every case, the aim is to improve their overall financial health.

Gwendolyn Bonilla
Loan Officer
Cell 720-951-4532
Main 800-508-7624
GBonilla@accionco.org

1441 18th Street, Suite 150
Denver, CO 80202
www.accionnm.org 

 

 

Centennial Bank & Trust

Centennial Bank & Trust Logo

Centennial Bank and Trust is part of the Heartland Financial USA, Inc. (NASDAQ: HTLF). As a member of one of the top 100 bank holding companies in the U.S., we deliver high-quality financial products and service to clients throughout the Adams County region and across the state. At Centennial Bank and Trust you can expect to work with local bankers serving you with products and services to meet your individual financial needs. The bank is a proud member of ACED, realizing their continuous efforts to drive economic vitality and growth in the Northeast metro region. The goal at Centennial Bank and Trust is to deliver the same value-added services to our banking customers with a tailored approach to meet their financial needs.

Stop in today at one of our 17 Colorado locations to make Great Things Happen! ™

Shelley McLeod
Banking Center Manager
303-439-4802
smcleod@centennialbanking.com

16501 Washington Street
Thornton, CO 80023
www.centennialbanking.com

 

 

Citywide Banks


Your vision for your business is unique and distinctive. It’s why you won’t find a one-size-fits-all approach here. We take great pride when a business puts its trust in Citywide Banks. For us, trust goes beyond knowing that your deposits are secure. It means that by teaming with Citywide your business is getting the financial guidance and banking tools that will help turn your vision into a reality.

Theresa (Terry) NeSmith
Senior Vice President
303-365-8025
nesmith@citywidebanks.com

12075 East 45th Avenue
Denver, CO 80239
www.citywidebanks.com

 


Colorado Business Bank

Colorado Business Bank Logo_062515

Serving businesses and professionals, Colorado Business Bank combines the personal attention of a community bank with the sophisticated, diversified products and services of a large bank. Our bankers deliver ongoing, needs-based customer service with the full support of and engagement from our executive leadership. We take a comprehensive, consultative approach to our services, and utilize technology as a supplement to—not a replacement for —personal attention.

Dale Algrim
President, Northeast
303-291-2971
DAlgrim@cobizbank.com

4695 Quebec Street
Denver, CO 80602
www.cobizbank.com

 

 

Colorado Enterprise Fund

The Colorado Enterprise Fund was founded in 1976 as a non-profit lending source specializing in loans up to $250,000 to support small business. Many small businesses that are not able to receive traditional bank financing can get support through CEF. By offering loans, guidance, training, and resources to small and emerging businesses, CEF is an important conduit to local community vitality and economic development in Colorado.

Lewis Hagler
Director of Lending
720-473-4055
Lewis@ColoradoEnterpriseFund.org
www.coloradoenterprisefund.org

 

Colorado Housing and Finance Authority

 

Since 1982, CHFA’s Business Finance team has partnered with a wide range of traditional and non-traditional lenders, economic developers, and other stakeholders to help small businesses access capital needed to grow and expand.

Masouda Omar
Manager of Community Lending
303-297-7330
momar@chfainfo.com

Wyatt Jones
Senior Commercial Lender
303-297-7341
wjones@chfainfo.com

1981 Blake Street
Denver, CO  80202
Main 303-297-2432
Toll Free 800-877-2432
www.chfainfo.com

 

 

Colorado Lending Source

 Celebrating the 25th year as Colorado’s small business financing expert, Colorado Lending Source partners with local lenders, government agencies, and resource partners to help create jobs. In 2014 alone, we worked with over 200 small businesses, injected $274,622,310 into the economy, and have helped create and retain 1,948 jobs. As extremely passionate small business advocates, we are committed to our mission of fostering the economic growth of diverse small businesses within our communities.

Lauren Kloock
Marketing and Communications Officer
303-657-4819
lauren@clsloans.org

1441 18th Street, Suite 100
Denver, CO 80202
www.coloradolendingsource.com

 

 

Community Banks of Colorado

 Community Banks of Colorado is a division of NBH Bank, N.A.  We serve clients throughout Colorado by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service that reflects our commitment to our clients, colleagues and the communities we serve.

Mark Heldt
Vice President/Commercial Relationship Manager
303-892-8718
mheldt@cobnks.com

1110 17th Street
Denver, CO  80202
www.cobnks.com

 

 

FirstBank
We here at FirstBank are fortunate to have financial stability, outstanding employees, and the greatest customers we could ask for. We owe our success to the core values we’ve held since we were founded in 1963. Ever since, we’ve maintained a strong commitment to convenience, friendly and intelligent customer service, and loyalty to our employees. FirstBank has grown through consumer and commercial lending, innovative banking products and services and a high regard for community investment. FirstBank now has over $11 billion in assets and over 125 locations in Colorado, Arizona, and California. We’re still a growing company, but after nearly 50 years, our commitment to our customers and to our communities has not changed.

Kyle A. Sickman
Vice President – Business Lending
NMLS ID # 566219
303-234-4701
Kyle.Sickman@efirstbank.com

5105 DTC Parkway, Suite 245
Greenwood Village, CO 80111
www.efirstbank.com

 

 

Mile High Community Loan Fund

MHCLF3Mile High Community Loan Fund (MHCLF) provides short-term loans to Non Profit and For Profit organizations for, 1) the development or preservation of affordable housing, 2) the development, redevelopment or renovation of commercial real estate in targeted neighborhood revitalization areas, and, 3) Non-profit organizations that serve low-income populations for the purchase and/or construction of facility space.  MHCLF provides loans for projects located throughout Colorado.

Sean Doherty
Executive Director
303-860-1888
seand@mhclf.org

1905 Sherman Street #325
Denver, CO 80203
www.mhclf.org

 

UMB

umb_logoUMB Financial Corporation (NASDAQ: UMBF) is a financial services holding company headquartered in Kansas City, Mo., offering complete banking, asset management, health spending solutions and related financial services to commercial, institutional and personal customers nationwide. Its banking subsidiaries own and operate 135 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment advisor that manages the company’s proprietary mutual funds and investment advisory accounts for institutional customers. For more information, visit umb.com or follow us on Twitter at @UMBFinancial.

Sean Nohavec
Senior Vice President
303-839-2295
sean.nohavec@umb.com

1670 Broadway
Denver, CO 80202
www.umb.com 

 

Valley Bank & Trust

vbt_logoThe vision of Valley Bank & Trust is to…
Deliver a consistent experience to our customers, which exceed their expectations; Listen to, educate, and respond to our customers’ needs at all levels to build value; Provide our customers competitive products that provide excellent results; Build relationships that enable our customer’s success; Cultivatea harmonious, enthusiastic team oriented environment; Model a culture where ethics and values are not sacrificed; and Be the most successful, trusted, and respected community Bank in Colorado!

 

Brian Blehm
Regional Branch President
303-536-4959
bblehm@ValleyBankandTrust.com

580 Dahlia Street
Hudson, CO 80642
www.ValleyBankandTrust.com

 

Vectra Bank Colorado

Vectra is connected to the lives of Colorado business people, with a “from the ground up” understanding of what it takes to create a thriving enterprise and what matters to today’s entrepreneurs and business leaders. Ready with banking products and services built for Colorado’s businesses, Vectra bankers look for creative approaches that can make a difference for local companies. In line with its focus on Colorado’s business market, the bank has a legal lending limit of $46 million and 39 locations geared to serving its target markets.

1990 West 10th Avenue
Broomfield, CO 80020
720-947-8266
www.vectrabank.com 

 

Wells Fargo Bank

Our vision is:

“We want to satisfy all our customers’ financial needs and help them succeed  financially.”

It is just as relevant today as when it was written more than 20 years ago. In fact, we didn’t know then that at only 88 characters, it would be succinct enough to tweet today!

Our vision of financially satisfied, successful customers is based on a simple premise. We believe customers across all business segments can be better served, and save time and money, if they bring all their financial services to one trusted provider that knows them well, provides trusted guidance and advice, and can serve their full range of financial needs through a wide choice of products and services.

1200 North Pecos Street, Suite 330
Westminster, CO 80234
303-450-4934
www.WellsFargo.com

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